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FAQ for United Merchant Services

Why should I accept cards in my business?

There are 67.3 million credit cards and 71.6 million debit cards in circulation within the UK. Most customers these days expect to be able to pay for goods or services using credit and debit cards. By accepting cards, not only are you satisfying your customers’ expectations, there is also an opportunity to increase sales by encouraging impulse buying. Your customers will not be limited to the cash they have in their pockets.

How much will I be charged?

United Merchant Services is proud to offer competitive rates for both terminal rental and processing fees.

Our pricing is calculated by taking into consideration the following factors:

  • Type of business
  • The volume and value of card transactions processed

What if I want to switch from another provider?

United Merchant Services understands that SME retailers are often overcharged for processing card payments. Our competitive rates are the main reason for our customers switching to United Merchant Services. Leave it to us; we will deal with all the paperwork. All we need you to do is plug in your new terminal and you are up and running with zero disruption to your business.

What other benefits will my business receive from United Merchant Services?

There are numerous benefits to taking your card payments through United Merchant Services - not only do you save money by switching to us as well as excellent customer service, our Merchant Cash Advance programme really sets us apart from our competitors and is automatically available for you!

Do you need money for your business and have been turned away from your bank?

We can advance you a cash sum against your business’s future credit and debit card transactions. We will give you the total value of one month’s card transactions up to £150,000 in one lump sum. The money can be yours within 7-10 days, you simply pay it back automatically as a small percentage from your future card sales.

How do I apply for the Merchant Cash Advance Programme?

Call us on 0800 756 5580 and one of our experienced sales team will guide you through the process.

If you can, send us your most recent four months credit and debit card statements and we can tell you straight away how much money you could receive.

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