What’s the Difference Between Card Payment Machine Providers?

What’s the Difference Between Card Payment Machine Providers?

Our increasingly cashless society means that it’s more important than ever for businesses to take mobile, credit and debit card payments if they are to survive and thrive.

The UK is the largest card payment market in Europe – there are currently some 97.4 million debit cards in use in the UK, with 54% of these cards being contactless. Card payments have been more popular than cash since 2016 and now millions of people, without a second thought, rely on their ‘plastic’ to make both big and small purchases every day of the week.

Businesses that don’t embrace this run the risk of losing a significant amount of custom. And it’s likely to increase.

But there are a lot of things to consider when it comes to choosing the best card payment terminal for your business. Not least, which card payment machine provider should you go for?

The different kinds of card payment machines on the market

One of the first things to think about is what type of card payment terminal you need. There are a host of different machines available to suit all kinds of businesses. The main types are:

Counter-top card payment machines

Counter-top machines make it easy for businesses to take credit card and debit card payments at the till. Counter-top PDQ machines work well for all kinds of businesses where payments need to be processed quickly and efficiently, from hairdressers and shoe shops to dentists and florists.

Portable card machines

Portable card machines are perfect for businesses that take payment from their customers anywhere on their premises – at their table or at the bar, for example – rather than at one central counter. Portable card processing terminals are particularly useful for creating a seamless customer experience in pubs, cafes and restaurants.

Mobile card payment machines

Mobile card terminals are an ideal choice for business that are not tied to a particular site or location, like a pop-up shop or a mobile bar, for example. They enable businesses to take card payments anywhere in the UK, as long there is a decent mobile phone signal.

 What about the different payment terminal providers?

So there are a few different types of machine to consider. But what about the card machine providers themselves. Is there any difference between the big players in the market, like iZettle, Worldpay and Elevon, and smaller, more specialist providers, like United Merchant Services?

 While companies like Paypal UK, Shopify and Worldpay are certainly the market leaders in terms of accepting card payments, their main focus is online ecommerce, and not all of them offer full merchant accounts or a full range of payment processing services.

There’s a tremendous variety of payment providers who do provide full-service merchant accounts and credit card processing, and you should always choose the company whose services best match your business priorities.

Some guarantee a speedy set-up time, for example, while others promise to replace faulty payment terminals the next working day. Some offer shorter contracts, but may tie you in with higher fees, while others tailor their services to specific business sectors, and charge more for their ‘expertise’.

There’s an awful lot for you to think about!

Taking the guesswork out of choosing a card payment device

Here at United Merchant Services, we aim to lighten the load by taking the guesswork out of your decision when choosing the best card payment device for your business.

Despite being a smaller brand, we offer a big level of service! We provide a full range of state-of-the-art card machines of all types.

Our card payment solutions accept all major credit and debit cards and are fully compliant with the relevant regulations. With United Merchant Services by your side, your business will be able to take instant, contactless and mobile payments, speed up transactions during peak times, and remove the need for slow invoicing.

We provide a range of different terminals – including all of the major brands – depending on your business’ needs, and although our machines are really easy to use and install, our team are available 24/7 if you have any problems.

If you’re currently reviewing your PDQ machine provider and you’re unhappy with your transaction fees, we can put together a package that will give you greater reassurance and affordability. Our specialist teams will calculate a personalised rate that will ensure you are never paying more than you need to. All we need are a few details, and we do all the hard work.

Best of all, our customers save an average of £1,500 a year by switching their card processing terminals from their current provider to United Merchant Services. So don’t delay!

Find out how United Merchant Services’ card payment solutions could give your business a boost and even save you money on your card payments.